Apply 1300 601 209 info@smemoney.com.au

Privacy Policy

Last updated: 19/06/2025

At SME Money Market Pty Ltd  (ABN 39 686 033 081) your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose and store your personal information in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth).

1. What Information We Collect

We may collect personal and business-related information, including:

  • Full name and contact details

  • Date of birth and identification (e.g. driver’s licence)

  • Business name, ABN, and trading history

  • Financial and credit-related information

  • Employment and income details

  • IP address, device and browsing data (via cookies and analytics tools)

2. How We Collect Your Information

We collect information directly when you:

  • Submit an online enquiry or application

  • Use our website or online tools (e.g. loan calculators)

  • Interact with our brokers, agents, or partners

  • Provide documents such as bank statements or BAS reports

We may also collect information from third parties (e.g. credit reporting bodies or finance partners) with your consent.

3. Why We Collect It

Your information helps us:

  • Assess your eligibility for financial products

  • Match you with appropriate lenders

  • Communicate and provide updates about your application

  • Comply with legal, regulatory and AML/CTF obligations

  • Improve our services and user experience

4. Disclosure to Third Parties

We may share your information with:

  • Our panel of approved lenders and finance partners

  • Credit reporting agencies (e.g. Equifax)

  • Regulatory authorities (if required by law)

  • IT and service providers (e.g. CRM and email tools)

  • Professional advisers or affiliates assisting your application

All third parties are contractually obligated to handle your data securely and in accordance with privacy laws.

5. Data Security and Storage

We take reasonable steps to secure your personal information against unauthorised access, misuse or loss, including:

  • Encrypted storage

  • Access control

  • SSL certificate security

  • Regular monitoring and platform audits

Some data may be stored in secure servers located offshore. Where this applies, we ensure equivalent protection standards are maintained.

6. Your Rights

You can:

  • Access or correct your personal information

  • Withdraw consent for direct marketing

  • Lodge a complaint about how we’ve handled your data

To exercise these rights, contact us via the details below.

7. Cookies and Analytics

We use cookies and third-party tracking tools (e.g. Google Analytics, Meta Pixel) to:

  • Understand user behaviour on our site

  • Improve usability and marketing performance

  • Enable retargeting or lookalike campaigns

You can disable cookies via your browser, but this may affect site functionality.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with the new effective date.

9. Contact Us

If you have questions or concerns about your privacy or this policy, please contact:

SME Money Market Pty Ltd
Level 8, 1 O’Connell Street SYDNEY NSW 2000
1300 601 209
info@smemoney.com.au