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Calculate Your Loan Repayments Instantly

Use our easy loan calculator to estimate your repayments, compare terms, and make informed decisions—before you apply.

No credit check to see if you are eligible
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Calculate your repayments

Use SME Money Market’s loan calculator to instantly estimate your business loan repayments.

No credit check to see if you are eligible

Repayments Calculator

$
%

Estimated Monthly Repayment

$10,000

Apply

The results provided by this calculator are based on the information you enter and are intended for illustrative purposes only. They do not constitute a quote, credit offer, or financial advice, nor do they guarantee product suitability. SME Money Market accepts no liability for any loss or damage arising from reliance on this tool, subject to applicable laws. All applications are subject to standard credit assessment, terms and conditions, and relevant fees.

This calculator assumes a fixed annual percentage rate (APR) of 31%, with repayments covering principal and interest only, plus a 3.5% origination fee.

The results provided by this calculator are based on the information you enter and are intended for illustrative purposes only. They do not constitute a quote, credit offer, or financial advice, nor do they guarantee product suitability. SME Money Market accepts no liability for any loss or damage arising from reliance on this tool, subject to applicable laws. All applications are subject to standard credit assessment, terms and conditions, and relevant fees.

This calculator assumes a fixed annual percentage rate (APR) of 31%, with repayments covering principal and interest only, plus a 3.5% origination fee.

Designed for Growing Businesses

Flexible Loans, Fast Decisions, No Upfront Security

We’re all about helping you reach your goals—no need to get bogged down by unnecessary red tape.

Need a loan?

  • You can borrow from $5K, and you might not even need to secure it with property.
  • The application takes just 10 minutes, and you could see funding in just a few hours.
  • Plus, if you want to make extra repayments, there are no penalties!
Get Fast Approval
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Fast & Flexible Funding

How Our Loan Calculator Helps You Plan

Get a clear picture of what your repayments could look like, with no impact on your credit score.

  • Enter Your Loan Details
    Start by entering how much you’d like to borrow-anywhere from $5,000 to $150,000.
  • View Your Estimated Repayments
    Based on your inputs, the calculator instantly shows your estimated repayment amount and total payable over the loan term.
  • Fine-Tune Your Options
    Try out different loan amounts, terms, or frequencies to compare repayment scenarios.
  • Apply with Confidence
    Once you’ve found a repayment option that fits, you can jump straight into a quick online application or request a fast pre-approval—no property security required upfront.
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Frequently Asked Questions

To secure your appointment, a deposit of $50 is required. This amount will be deducted from your total service cost. If you have any questions or need assistance, feel free to reach out!

What do I need to apply for a home loan?

Can I invest in property using equity in my home?

What’s the difference between ‘Owner occupier’ and ‘Investor’ loans?

What’s the difference between ‘Principal and interest’ and ‘Interest only’?

Does it cost to refinance a home loan?

Can I apply for a home loan if I’ve been self-employed less than two years?

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Ready to grow your business?

Use SME Money Market’s loan calculator to instantly estimate your business loan repayments.

Get a Quote
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